Guaranteed Future Value

You choose what happens next

Choose from 3 options at the end of the loan

With Guaranteed Future Value1 (GFV), you have three distinct choices you can make at the end of the loan: you can upgrade your Ford for a new one, retain your Ford for yourself or simply return your Ford to the dealer.

Tell me more about GFV

A loan with a Guaranteed Future Value agreement is similar to a regular loan with a balloon payment at the end of the term. The difference is that MyFord Finance will guarantee the minimum return value of the vehicle, to ensure it covers the final payment.


If your vehicle has been well looked after, adheres to Fair Wear and Tear Guidelines and meets the agreed kilometre usage, you’ll know you’ll never be out of pocket when trading your vehicle in to cover the final payment. The GFV is available to eligible customers and terms and conditions apply.

The key benefits of GFV

GFV offers great flexibility for people who prefer a new Ford regularly, and includes several other benefits like lower monthly repayments^, multiple options at the end of the loan and complete peace of mind for the payout of the loan. To find out more, speak to your local Ford dealer.

 

  • Personalised Pricing

    MyFord Finance offers personalised pricing with an interest rate specific to you. Your interest rate is based on your personal circumstances and the specific structure of your loan. Rates are fixed for the term of your loan to provide certainty and peace of mind.

  • Financial Assistance

    At MyFord Finance we understand that sometimes things don’t go to plan and that customers may require temporary assistance with repayments. If you are experiencing financial difficulty and need help, please contact us on 1300 593 249 or email collections@myfordfinance.com.au

  • Complaints & Feedback

    If you wish to make a complaint or provide our team with feedback about our services or a recent experience with our team, please contact us on 1300 593 249 8:30am to 5pm (EST) Monday to Friday or email us at complaints@myfordfinance.com.au

DISCLOSURES

 

1. The Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by MyFord Finance (MFF) and set out in your contract. At the end of the term, you can select from three options:
(1) sell or trade-in the vehicle and repay your loan balance;
(2) return the vehicle to us; or
(3) retain the vehicle by paying the GFV amount, which is a lump sum amount owed to us at the end of the loan term.
Total interest payable on the loan will be higher than a fixed rate loan if you select the GFV option. Monthly repayments will be lower compared to a similar loan term with no GFV or equivalent balloon final payment. Available on new and demonstrator Ford vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, MFF, or another person or entity with MFF's agreement will purchase the vehicle from you for the GFV, which will be applied to reduce your outstanding loan amount. However, you will need to pay us an additional amount if the vehicle is damaged or you have travelled excess kilometres. Credit criteria, fees, charges and terms and conditions apply. Finance is provided by Allied Retail Finance Pty Ltd trading as MyFord Finance. FordTM, the Ford Oval Device TM and MyFord FinanceTM are registered trademarks of Ford Motor Company and are used by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian Credit licence 483211 pursuant to a licence.